ZA – REC – Credit Card – African Bank – Black – Visa

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African Bank Black Credit Card

Benefits

Yes

🪙 Limit

Up to R350,000.00

Rewards

Yes

👍 Requirement

Credit score must be decent to avail

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What is the African Bank Black Credit Card?

If you are looking for a flexible and secure paying method, with a high limit, the African Bank Black Credit Card is a great choice for you. It is accepted worldwide and provides 62 days of interest-free credit on in-store and online purchases.

It is a South African credit card that can be issued instantaneously at any branch of African Bank and adapted to your lifestyle!

How does African Bank Black Credit Card work?

This credit card allows you to earn Audacious Reward Points everytime you use it as a paying method. You can trade the points for deals online and in-store at the Rewards Retailers. You can also earn up to 3% interest on a positive balance.

In order to be eligible, all you need is to have a South Africa ID, be over 18, most recent proof of income, latest bank statement and have a decent to avail credit score.

Why could African Bank Black Credit Card be the best choice for you?

Your personalised embossed Card is issued instantly at any African Bank Branch;
Accepted globally at all merchants and ATM’s displaying the Visa logo;
Safer than carrying cash;
Simply Tap, Dip or Swipe, then enter your PIN to complete any transaction;
Online (Card Not Present) transactions are secure with participating merchants. An OTP (One Time PIN) will be sent to the cardholder to authorise the transaction;
Cash withdrawals at POS (Point of Sale, or till points) at participating merchants, for example, Checkers, Shoprite, Spar and Pick n Pay;
Set your own personalised transaction limits. (If you have not set your personalised limits, the African Bank discretionary default limits will apply);
Up to 62 days interest-free credit on POS and online purchases, if you settle your outstanding balance in full by the due date;
Customers can earn up to 3% interest on a positive balance;
For peace of mind, the bank offers Credit Life Insurance for life’s unexpected insurable events (Death, Retrenchment benefits, Permanent disability, Short time cover, Temporary disability, Compulsory unpaid leave/temporary layoff);
Earn points and trade them for different rewards with Audacious Reward.