Standard Bank Titanium Credit Card
Benefits
Yes
🪙 Limit
Up to R250,000.00
Interest Rate
Personalized
👍 Insurance
Travel Insurance
★ 4.5 / 5
(1.052 reviews)
What is the Standard Bank Titanium Credit Card?
The Standard Bank Titanium Credit Card offers one of the highest limits on cards in South Africa and it is a good choice for people who travel quite a lot and want a card with many advantages, but also a card for your regular daily purchaces.
If you’re looking for a credit card with travel insurance and perks, a limit up to R250,000.00, and that allows you to earn rewards you can trade, this card is for you!
How does Standard Bank’s Titanium Credit Card work?
This credit card allows you to earn UCount Rewards Points everytime you use it as a paying method. You can trade the points for fuel and oil at Caltex, get great deals online and in-store at the Rewards Retailers, get local and international travel deals at the UCount Travel Mall, or invest into a Notice Deposit.
You also get other benefits, like travel discounts, travel insurance and lifestyle offers by using your card as a paying method.
In order to be eligible, all you need is to have a South Africa ID, proof of residence, be over 18 and have a minimal monthly income of R25,000.00 or have a post-grad degree.
Why could Standard Bank’s Titanium Credit Card be the best choice for you?
- UCount Reward Program allowing you to trade points for discounts and deals;
- Get up to 10% cash back when you book on Booking.com;
- Travel perks and discounts;
- Lifestyle perks and discounts;
- Limit up to R250,000.00;
- Unlock your potential with UNICAF and get 75% scholarship off your program tuition fees when you pay using your Credit Card after admission;
- Get up to 10% discount on surgeries & procedures when you pay with your Eligible Mastercard Medical Tourism Concierge;
- Get covered with automatic basic Travel Insurance when you book your trip using your Credit Card;
- Get ATM Robbery protection in the event of an ATM robbery, you will be covered with Mastercard;
- Shop at millions of merchants and ATMs worldwide;
- 3D Secure verification for safe online shopping;
- Change your credit limit on request;
- Get up to 55 days interest free if your account is paid in full;
- No monthly fee if bundled with a Prestige Banking account.
You can check out all the benefits by clicking on the button bellow!
Expert Analysis
Fees
Benefits
Overall
Strengths
- Benefits: Discounts, Cash Back, Travel Insurance, Protection Plan, UCount Rewards.
- Coverage: Internacional;
- Limit: Up to R250,000.00.
Weaknesses
- Monthly Fee: R89,00
- Initiation Fee: R190,00;
- International Transaction Fee: 2.75%;
- Minimum income: R25,000.
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